Perspectives

January 16, 2025

Khristi Waters

Senior Director, Single-Family Credit Risk Policy

Li-Ning Huang

Principal, Economic and Strategic Research — Market Research

With the rise in both home prices and interest rates, leveraging all eligible income sources could help a borrower receive an approval for their mortgage loan and transition to homeownership.

November 20, 2024

Steve Holden

Senior Vice President, Single-Family Analytics

Fannie Mae is continually researching new methods and data to assess mortgage credit risk safely and soundly, while ensuring that potential borrowers have access to an affordable, safe mortgage.

November 13, 2024

Kevin Tillmann

Lead Associate, Economic and Strategic Research — Market Research

Eric Brescia

Senior Manager, Economic and Strategic Research — Economics

Fannie Mae's National Housing Survey asked consumers for their perspective on increasing housing density and zoning in their actual neighborhoods, including the expected impact on local home prices, rents, and taxes.

October 29, 2024

Nick Sapirie

Fannie Mae Vice President, Capital Markets – Single-Family Products

Barbara Pak

Freddie Mac Vice President, Single-Family Securitization

Fannie Mae's and Freddie Mac's Mission Index disclosures provide insights into mission-oriented lending activities underlying our Single-Family mortgage-backed securities (MBS).

October 22, 2024

John Thibaudeau

Vice President, Single-Family Real Estate Asset Management

Mark Palim

Senior Vice President and Chief Economist

We surveyed over 200 senior mortgage executives to gather insights from lenders about opportunities to simplify and standardize closing cost line-item descriptions.