Building a better future for housing

Fannie Mae was founded in 1938 with the public purpose of encouraging homeownership. Over the years, we have continuously sought to expand housing opportunities, especially for underserved populations. In 2023, low- and moderate-income families faced challenges in the housing market, including an ongoing high interest rate environment, elevated housing prices, and a continuing shortage of affordable homes for purchase or rent. Despite these challenges, Fannie Mae continued to provide liquidity to help maintain affordability in the overall housing market while supporting responsible lending. We also focused on research and developing solutions to help build a more equitable and sustainable housing experience for renters, homebuyers, and homeowners nationwide.

Read the AHAR  Read the AMR