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Duty to Serve

Affordable Housing Preservation

Leading the way in affordable housing preservation

To fulfill our mission of affordable housing, we are working with our stakeholders and partners to drive positive change. Together, we’re investing in affordable, sustainable homeownership and rental options. We’re also supporting efficiency, resiliency, and rehabilitation to preserve and improve the availability of affordable housing across the country.

Our work helps more families find affordable homes — and stay in them longer. Our Single-Family and Multifamily teams collaborate with industry stakeholders to innovate solutions for today's market.

View the comprehensive 2022-24 plan and specific sections:

All Markets  Affordable Housing Preservation 

See how we are making a difference

Innovating to increase affordability: MH Advantage® in a CLT

See how Land Home Financial Solutions worked with the Housing Land Trust (HLT) of Sonoma County and other partners to make homeownership even more attainable by using MH Advantage homes in a recent development.

Rebuilding Paradise: A Road to Recovery

Fannie Mae and local partners work together to revitalize damaged residential properties in Paradise, CA.

Rebuilding Paradise: A Foundation of Hope

We are rebuilding with a combination of manufactured and site-built homes on our properties in the region.

Affordable housing preservation in Austin

The power of innovative financing partnerships.

What’s new in affordable housing

An analysis of six strategies to stabilize neighborhoods

This report examines policy interventions used to stabilize or revitalize housing markets in low- and middle-income neighborhoods.

Read the Report

How homebuyers and homeowners may make their homes more energy efficient

Learn how lenders and real estate professionals can help their customers address home energy and water costs through energy efficiency improvements and how they can help homebuyers and homeowners to plan and finance energy-saving home improvements.

Read the Report

10 Million Stories

We’ve financed over 10 million rental units, helping preserve and grow our nation’s supply of affordable housing.

Explore the stories

Shared equity case study — San Francisco

Learn how homeownership supports equity and stability for lower-income Bay Area residents.

Read more

Multifamily Market Commentary

State and local governments consistently do more with less funding — but can it continue?

Find out more

Single-family affordable housing

We’re working to increase liquidity for shared equity programs

Models like community land trusts and restricted resale properties preserve affordability and encourage homeownership.

Shared equity programs

Our financing makes property improvements possible

We offer financing options for energy and water efficiency and the rehabilitation of distressed single-family properties.

Our innovative mortgage products

Borrower education and support

We’re educating borrowers on shared equity, energy efficiency, and lowering costs, and we’re offering counseling programs.

Homeownership education resources

Multifamily affordable housing

We leverage affordable housing preservation programs on every level

We pursue preservation strategies and purchase loans under federal, state, and local housing programs.

Affordable preservation financing

Workforce housing is a mainstay of our efforts

We’re building on our long-standing support for workforce housing initiatives.

Our suite of affordable products

We set the standard in Green Financing

Our water and energy efficiency improvement programs make properties more sustainable and create savings.

Green Financing resources

Our accomplishments*

*Totals reflect 2018-2023. Data represents Fannie Mae’s determination of qualifying Duty to Serve activities, and are subject to restatement or revision based on FHFA review. Fannie Mae’s 2023 results have not been validated.