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Research and Insights

In our rapidly shifting housing industry, expertise and insight are critical.

Fannie Mae’s market intelligence helps you understand changes in the housing and economic environment today and what it might signal for tomorrow. Our expert economists, analysts, and strategists study every major aspect of housing and the economy and publish their research findings in timely forecasts, analyses, and detailed reports.​

 

About the ESR Group

Our Economic and Strategic Research (ESR) Group of economists, analysts, and strategists study every major aspect of housing and the economy.

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December 16, 2024

Housing Market Unlikely to Thaw in 2025 Due to Affordability Challenges and ‘Lock-in Effect’

Affordability and the so-called “lock-in effect” are expected to keep housing activity subdued in 2025, with existing home sales forecast to move only slightly upward from recent multi-decade lows, according to the December 2024 commentary from the Fannie Mae Economic and Strategic Research (ESR) Group.

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December 9, 2024

Consumer Housing Sentiment Up Significantly Year over Year

The Fannie Mae Home Purchase Sentiment Index® (HPSI) increased 0.4 points in November to 75.0, continuing its sharp upward trend over the past year as consumers appear to be acclimating to the higher mortgage rate and home price environment.

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October 15, 2024

Home Price Growth Slows but Remains Robust

Single-family home prices increased 5.9 percent from Q3 2023 to Q3 2024, a deceleration compared to the previous quarter’s downwardly revised annual growth rate of 6.4 percent, according to the latest reading of the Fannie Mae Home Price Index (FNM-HPI).

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More perspectives

November 14, 2023

Most Renters Want On-time Rent Payments Factored into Their Credit Scores
Nancy Atwell
Nancy Atwell

Multifamily Chief Operating Officer - Senior Vice President

Rent is often a renter's largest monthly expense, and credit scores play a huge factor in the ability to pursue financial and economic opportunities.

October 30, 2023

'Lock-in Effect' Not the Only Reason for Housing Supply Woes
Mark Palim
Mark Palim

Senior Vice President and Chief Economist

Rachel Zimmerman
Rachel Zimmerman

Market Research Advisor, National Housing Survey Lead

Fannie Mae National Housing Survey® findings indicate that there is more to the decline in existing homes for sale than just the lock-in effect.

October 19, 2023

A Look Back: 10 Years of Credit Risk Transfer
Devang Doshi
Devang Doshi

Senior Vice President, Capital Markets - Single-Family Products

Kathleen Pagliaro
Kathleen Pagliaro

Vice President, Credit Risk Transfer

Rob Schaefer
Rob Schaefer

Vice President, Credit Risk Transfer

Thanks to the dedication and support from our investor, reinsurer, and broker-dealer partners, together we've built a broad and liquid market for U.S. mortgage credit.

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Fannie Mae Developer Portal
Use the Public APIs on the Developer Portal to instantly access our Economic & Strategic Research (ESR) data, and other trusted U.S. housing, finance, and economic data – all in one place. Whatever your business, you can use the Developer Portal to explore key housing topics, understand trends, identify opportunities, and make data-driven decisions.