Making an impact
Learn how we're enabling positive impacts for people and communities in our Corporate Responsibility & Impact (CRI) Report.
Each day, we work to advance equitable and sustainable access to homeownership and quality, affordable rental housing across the U.S.
Our Corporate Responsibility & Impact Report highlights our efforts and progress on our environmental, social, and governance (ESG) priorities and additional topics relevant to investors, independent reporting standards, and ratings organizations. It is a continuation of our previous annual “ESG Reports.”
The report reflects our commitment to transparency. Our efforts are aligned with relevant Sustainability Accounting Standards Board (SASB) Standards, and the Task Force on Climate-related Financial Disclosures (TCFD) framework has also informed the report’s preparation.
CRI at a glance
In 2023, Fannie Mae acquired mortgages supporting:
805K single-family home purchases
Over a third were to low- to moderate-income households, and nearly half were to first-time homebuyers.
179K single-family refinancings
Over half were to low- to moderate-income households.
482K multifamily units
A significant majority reported rents affordable to low- to moderate-income households.
We are addressing key obstacles to equitable and sustainable access to affordable housing
Some of the ways we address these obstacles include:
Enabling lower up-front costs
through low down payment options and alternatives to title insurance and full appraisals.
Prioritizing options that keep borrowers in their homes
when they face hardships.
Bringing visibility to on-time rent payments
for renters and prospective homebuyers.
Providing pricing incentives
to preserve and increase the supply of affordable rental housing.
We connect investors to impactful mortgage financing
Our Single-Family Green Bonds finance new single-family homes with green building certifications.
Our Single-Family Social Bonds finance single-family mortgage pools with high concentrations of targeted populations served.
Our Multifamily Green Bonds finance buildings with green building certifications or verified improvements to energy efficiency.
Our Multifamily Social Bonds finance properties with restricted and market-rate affordable rents and manufactured housing communities.
Fannie Mae’s 2023 Corporate Responsibility & Impact Report
In our report, you'll learn about our approach to housing affordability, housing stability, climate risk and resilience, and other priorities.
News and publications
Driving powerful insights with our Mission Index
Fannie Mae’s Mission Index™ can provide value-added insights for a range of single-family MBS investment approaches, including a variety of social impact portfolio needs. This flexible framework allows for the underlying criteria to evolve over time, providing an innovative and enduring solution for lenders and investors to support affordable homeownership opportunities and promote mission-based financing to reach qualified borrowers.
Positive impact in green financing
Fannie Mae received the 2024 ENERGY STAR® Partner of the Year — Sustained Excellence Award from the U.S. Environmental Protection Agency and the U.S. Department of Energy. This is the 10th consecutive year for Fannie Mae’s Multifamily business and the fourth consecutive year for the company’s Single-Family business for outstanding contributions to increasing adoption of energy efficiency improvements in housing.
Equitable Housing Finance Plan 2024
Fannie Mae’s Equitable Housing Finance Plan (the Plan) is an actionable, three-year road map designed to overcome inequities in the U.S. housing market. In its third year, the 2024 Plan is building on a strong, tested foundation. We are outlining new actions and adaptive changes while the heartbeat of the Plan remains the same: providing access to affordable and sustainable homeownership and rental housing for generations to come.
Our ESG recognition
2024 ENERGY STAR Partner
2024 ENERGY STAR Partner
Largest Green Asset-Backed Security Issuer of 2023
Largest Green Asset-Backed Security Issuer of 2023
Glassdoor: Best Places to Work 2024
Glassdoor: Best Places to Work 2024
Disability Equality Index: Best Places to Work for Disability Inclusion (2020 – 2023) and 100 score (2021 – 2023)
Disability Equality Index: Best Places to Work for Disability Inclusion (2020 – 2023) and 100 score (2021 – 2023)
Human Rights Campaign Foundation
Human Rights Campaign Foundation
Read our other ESG-related reports and disclosures
2022 ESG Report (PDF)
2021 ESG Report (PDF)
2020 SASB Report (PDF)
Business Partners
Homebuyers, Owners, & Renters
- Educational Resources
- Credit Basics
- HomeView Homeownership Education Course
- HomePath - Search for Homes
- Make Your Rent Count