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Research and Insights

In our rapidly shifting housing industry, expertise and insight are critical.

Fannie Mae’s market intelligence helps you understand changes in the housing and economic environment today and what it might signal for tomorrow. Our expert economists, analysts, and strategists study every major aspect of housing and the economy and publish their research findings in timely forecasts, analyses, and detailed reports.​

 

About the ESR Group

Our Economic and Strategic Research (ESR) Group of economists, analysts, and strategists study every major aspect of housing and the economy.

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December 16, 2024

Housing Market Unlikely to Thaw in 2025 Due to Affordability Challenges and ‘Lock-in Effect’

Affordability and the so-called “lock-in effect” are expected to keep housing activity subdued in 2025, with existing home sales forecast to move only slightly upward from recent multi-decade lows, according to the December 2024 commentary from the Fannie Mae Economic and Strategic Research (ESR) Group.

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December 9, 2024

Consumer Housing Sentiment Up Significantly Year over Year

The Fannie Mae Home Purchase Sentiment Index® (HPSI) increased 0.4 points in November to 75.0, continuing its sharp upward trend over the past year as consumers appear to be acclimating to the higher mortgage rate and home price environment.

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October 15, 2024

Home Price Growth Slows but Remains Robust

Single-family home prices increased 5.9 percent from Q3 2023 to Q3 2024, a deceleration compared to the previous quarter’s downwardly revised annual growth rate of 6.4 percent, according to the latest reading of the Fannie Mae Home Price Index (FNM-HPI).

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More perspectives

December 14, 2023

Understanding Homebuying Closing Costs
Jake Williamson
Jake Williamson

Senior Vice President, Single-Family Collateral Risk Management

Although the down payment is typically the largest consideration when it comes to a purchase, it also is important to consider the amount of closing costs as these expenses can reduce the homebuyer's down payment or cash reserves.

December 12, 2023

Challenges Remain in Raising Consumer Awareness of Flood Risk
Saiful Amin
Saif Amin

Senior Director – Climate Impact Strategy

Li-Ning Huang
Li-Ning Huang

Principal, Economic and Strategic Research — Market Research

Fannie Mae recently refreshed its 2020 national flood survey of homeowners and renters in the U.S. to expand our understanding of consumer awareness and attitudes toward flood risk, flood insurance, and related resources.

November 20, 2023

A Journey to More Equitable Mortgage Standards
Steve Holden
Steve Holden

Senior Vice President, Single-Family Analytics

New, technology-driven capabilities are allowing us to challenge our past approaches to make a better, more inclusive risk assessment without compromising a mortgage’s long-term soundness.

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Fannie Mae Developer Portal
Use the Public APIs on the Developer Portal to instantly access our Economic & Strategic Research (ESR) data, and other trusted U.S. housing, finance, and economic data – all in one place. Whatever your business, you can use the Developer Portal to explore key housing topics, understand trends, identify opportunities, and make data-driven decisions.