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Research and Insights

In our rapidly shifting housing industry, expertise and insight are critical.

Fannie Mae’s market intelligence helps you understand changes in the housing and economic environment today and what it might signal for tomorrow. Our expert economists, analysts, and strategists study every major aspect of housing and the economy and publish their research findings in timely forecasts, analyses, and detailed reports.​

 

About the ESR Group

Our Economic and Strategic Research (ESR) Group of economists, analysts, and strategists study every major aspect of housing and the economy.

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December 16, 2024

Housing Market Unlikely to Thaw in 2025 Due to Affordability Challenges and ‘Lock-in Effect’

Affordability and the so-called “lock-in effect” are expected to keep housing activity subdued in 2025, with existing home sales forecast to move only slightly upward from recent multi-decade lows, according to the December 2024 commentary from the Fannie Mae Economic and Strategic Research (ESR) Group.

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December 9, 2024

Consumer Housing Sentiment Up Significantly Year over Year

The Fannie Mae Home Purchase Sentiment Index® (HPSI) increased 0.4 points in November to 75.0, continuing its sharp upward trend over the past year as consumers appear to be acclimating to the higher mortgage rate and home price environment.

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October 15, 2024

Home Price Growth Slows but Remains Robust

Single-family home prices increased 5.9 percent from Q3 2023 to Q3 2024, a deceleration compared to the previous quarter’s downwardly revised annual growth rate of 6.4 percent, according to the latest reading of the Fannie Mae Home Price Index (FNM-HPI).

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More perspectives

November 18, 2022

One-Third of Recent Homebuyers Still Don't 'Shop Around' for Mortgages
John Thibaudeau
John Thibaudeau

Vice President, Single-Family Real Estate Asset Management

Rachel Zimmerman
Rachel Zimmerman

Market Research Advisor, National Housing Survey Lead

For potential homebuyers, obtaining multiple mortgage quotes may not be as exciting as searching for the physical home itself, but research has shown that "shopping around" with different lenders for the best possible mortgage terms can result in significant savings.

October 31, 2022

U.S. Housing Shortage: Everything, Everywhere, All at Once

While the United States does indeed have a national shortage of affordable housing, every state and city's path to addressing it is relatively unique, and the tools and tactics used to create badly needed new housing supply will have to be tailored.

October 28, 2022

Lenders Discuss Loan Costs and Efficacy of Recent Tech Investments
Douglas G. Duncan headshot
Douglas Duncan

Executive Advisor, Senior Vice President

The mortgage lending industry is in a state of transition as it adjusts to the rapidly risen interest rate environment, inflationary pressure, and a general slowdown of domestic and global economic growth.

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Fannie Mae Developer Portal
Use the Public APIs on the Developer Portal to instantly access our Economic & Strategic Research (ESR) data, and other trusted U.S. housing, finance, and economic data – all in one place. Whatever your business, you can use the Developer Portal to explore key housing topics, understand trends, identify opportunities, and make data-driven decisions.