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Nuno Mota

Senior Manager, Economic and Strategic Research — Economics
Nuno Mota.

Nuno Mota is an economist on the Climate Research Team in Fannie Mae’s Economic and Strategic Research Group. His research focuses on real estate finance topics related to climate change and housing affordability. Most recently, he conducted research on the impacts of flood damage on mortgage performance and home sales and on how flood risk information disclosure impacts home prices.

Nuno has also published research related to mortgage closing costs and home purchase appraisals. His work has been published in the Journal of Urban Economics, the Journal of Housing Economics, and the Journal of Real Estate Finance and Economics. He joined Fannie Mae in 2015.

Nuno has an M.S. in economics from Iowa State University and a Ph.D. in economics from Syracuse University.

Research by Nuno Mota

February 13, 2023

An Alternative Approach to Estimating Foreclosure and Short Sale Discounts

This Fannie Mae working paper investigates whether large price discounts for foreclosures and short sales were due to omitted variables bias.

December 22, 2022

Mortgages are still confusing … and it matters – How borrower attributes and mortgage shopping behavior impact costs

The variation across borrowers in the cost of a mortgage loan is profound.

December 2, 2021

Barriers to Entry: Closing Costs for First-Time and Low-Income Homebuyers

Fannie Mae's latest research on affordable housing solutions shows that closing costs are a meaningful obstacle to sustainable homeownership for first-time and low-income first-time homebuyers, including Black and Hispanic borrowers.

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