Enabling access to a good home
We are the leading source of liquidity for housing in America. One of our key priorities is to ensure creditworthy borrowers can access mortgage credit at all times and in all market conditions while maintaining the safety and soundness of the company.
We enable families to buy, refinance, or rent a home.
Our Role in Housing Finance
We ensure that the 30-year fixed-rate mortgage – Americans’ preferred mortgage product – is available to homebuyers who want predictable monthly payments and protection from interest rate swings.
We also finance many different types of rental housing, so millions of people in big cities and small towns alike have access to quality, affordable places to call home. During the fourth quarter of 2014, we financed approximately 157,000 units of rental housing. Families with lower incomes, many of whom were hard hit in recent years, have also benefited from our subsidized affordable lending.
Importantly, we strive to be a responsible source of mortgage credit. Our loan quality and lending standards help to ensure homebuyers can afford their home for the long term.