FM Commentary

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FM Commentary
July 1, 2015

Rent or Own, Young Adults Still Prefer Single-Family Homes


by Patrick Simmons
Director, Strategic Planning, Economic & Strategic Research

Patrick Simmons

As the housing recovery plods along, many are looking to young adults as a source of new demand that could invigorate the residential rebound. Interest in the housing behaviors of young adults is intensified by the sheer size of the Millennial generation, which by some estimates is the largest in U.S. history.

This new edition of Housing Insights from Fannie Mae's Economic & Strategic Research Group extends existing research by examining the rates at which young households occupy single-family homes across the rental, owner-occupied, and recent homebuyer markets ...Read more »

April 23, 2015

Lenders Expect Benefits from the GSE 97% LTV Products and the FHA Mortgage Insurance Premium Reduction


by Steve Deggendorf
Director, Business Strategy, Economic & Strategic Research

Steve Deggendorf

Late last year, Fannie Mae and Freddie Mac announced an expansion of the availability of certain loans with a maximum loan-to-value (LTV) ratio of 97%. In addition, the Federal Housing Administration (FHA) beginning on January 26, 2015 reduced annual mortgage insurance premiums (MIPs) by 0.5% on new loans.

These initiatives endeavor to expand access to mortgage credit and make monthly mortgages more affordable to qualified and creditworthy borrowers. Fannie Mae's Economic & Strategic Research Group surveyed senior mortgage executives in February through its quarterly Mortgage Lender Sentiment Survey (MLSS) to examine lenders' views ...Read more »

April 13, 2015

What is the Mortgage Shopping Experience of Today's Homebuyer?


Sarah Shahdad and Qiang Cai

by Sarah Shahdad and Qiang Cai
Economic & Strategic Research
Read the article »

 
January 26, 2015

Survey Shows Lenders Are Looking to Grow Their Origination and Servicing Businesses


Li-Ning Huang Image

by Li-Ning Huang
Senior Manager, Business Strategy, Economic and Strategic Research
Read the article »

 
October 15, 2014

Survey Shows Lenders Believe New Regulations Have Had "Significant" Impact on Their Business


Li-Ning Huang Image

by Li-Ning Huang
Senior Manager, Business Strategy, Economic and Strategic Research
Read the article »



 
Archive
November 6, 2014

Fannie Mae Reports Third Quarter 2014 Financial Results

by Tim Mayopoulos
President and CEO, Fannie Mae
October 15, 2014

Survey Shows Lenders Believe New Regulations Have Had "Significant" Impact on Their Business

by Li-Ning Huang
Senior Manager, Business Strategy, Economic & Strategic Research
October 14, 2014

The Return of Private Capital

by Gerry Flood
Director, Strategic Planning, Economic & Strategic Research
September 30, 2014

Young-Adult Housing Demand Continues to Slide, But Young Homeowners Experience Vastly Improved Affordability

by Patrick Simmons
Director, Strategic Planning, Economic & Strategic Research
December 23, 2013

Research Papers Analyze Key Aspects of Multifamily Mortgage Market

by Jeffery Hayward
Senior Vice President, Multifamily Mortgage Business
December 9, 2013

An Uneven Recovery in Household Wealth

by Doug Duncan
Senior Vice President and Chief Economist
December 5, 2013

Deconsolidation in the Primary Mortgage Market: A Temporary or Structural Trend?

by Gerry Flood
Director, Strategic Planning, Economic & Strategic Research
November 26, 2013

ELMORE Assists Struggling Florida Homeowners with their Reverse Mortgages

by Joy Cianci
Senior Vice President of Making Home Affordable® and Foreclosure Prevention